Hudson Valley is a local bank with local decision-makers. We are well positioned to meet your diverse credit needs whether you are a business, professional, not-for-profit organization or individual. As a $2.9 billion bank we are large enough to handle your largest needs, yet as a community bank we will make the smaller loans that others won’t. Because we understand our customers’ needs and local market conditions, we are very responsive and flexible in responding to your credit requests and offer competitive rates and terms.